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Buying and selling houses has its own language, some of it quite archaic in this day and age! To make it easier to understand, definitions of some of the words and phrases you may come across are:
- Banker’s Draft
- Buildings Insurance Policy
- Building Society Cheque
- Certified Copy
- Charge
- Coal Mining Search
- Completion
- Completion Monies
- Contract for Sale/Agreement for Sale
- Covenant
- Deed
- Deed Of Covenant
- Defective Title Indemnity
- Draft Contract
- Drainage Enquiries
- Easement
- Environmental Search
- Investigation Of Title
- Land Registry
- Lease
- Legal Charge/Legal Mortgage
- Local Authority Search
- Local Search Indemnity Policy
- Mortgage
- Mortgage Deed
- Mortgage Offer
- NHBC (National House Building Council)
- NHBC 10 Year Certificate
- Occupier
- Occupier’s Consent Form / Occupier’s Declaration
- Official Copies (formerly known as Office Copy Entries)
- Property Information Forms
- Planning Permission / Building Regulations
- Pre-Registration Deeds & Documents
- Redemption
- Redemption Figure or Statement
- Restrictive Covenant
- Retention
- Search Indemnity Insurance
- Stamp Duty
- Structural Survey
- Telegraphic Transfer (“TT”)
- Term
- Title
- Transfer
- Valuation
- Valuation Report