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glossary of terms
Buying and selling houses has its own language, some of it quite archaic in this day and age! To make it easier to understand, definitions of some of the words and phrases you may come across are:
Banker’s Draft
Buildings Insurance Policy
Building Society Cheque
Certified Copy
Charge
Coal Mining Search
Completion
Completion Monies
Contract for Sale/Agreement for Sale
Covenant
Deed
Deed Of Covenant
Defective Title Indemnity
Draft Contract
Drainage Enquiries
Easement
Environmental Search
Investigation Of Title
Land Registry
Lease
Legal Charge/Legal Mortgage
Local Authority Search
Local Search Indemnity Policy
Mortgage
Mortgage Deed
Mortgage Offer
NHBC (National House Building Council)
NHBC 10 Year Certificate
Occupier
Occupier’s Consent Form / Occupier’s Declaration
Official Copies (formerly known as Office Copy Entries)
Property Information Forms
Planning Permission / Building Regulations
Pre-Registration Deeds & Documents
Redemption
Redemption Figure or Statement
Restrictive Covenant
Retention
Search Indemnity Insurance
Stamp Duty
Structural Survey
Telegraphic Transfer (“TT”)
Term
Title
Transfer
Valuation
Valuation Report